We are here for you and your loved ones!

What Is Medicare?

Medicare is health insurance for the following:

People 65 or older
People under 65 with certain disabilities
People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant.)

The Different Parts of Medicare

Medicare Part A (Hospital Insurance)

Helps cover inpatient care hospitals
Helps cover skilled nursing facility, hospice, and home health care
Helps cover doctor's services, hospital outpatient care, and home health care.
Helps cover some preventive services to help maintain your health and to keep certain illness from getting worse.

Medicare Part D (Medical Prescription Drug Coverage)

A prescription drug option run by Medicare-approved private insurance companies.
Helps cover the cost of prescription drugs
May help your lower prescription drug cost and help protect against higher cost in the future.

Medicare Advantage Plans (like an HMO or PPO) are health plans run by Medicare-approved private insurance companies. Medicare Advantage Plans (also called "Part C") include Part A, Part B, and usually other coverage like Medicare prescription drug coverage
(Part D), sometimes for an extra cost.

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